There are a number of options available to you when selecting your home loan. The normal home loan term offered by most Home loan providers in South Africa is a 20-year term but we have an option where the client can increase up to 30 years. The latter provides the client with lower monthly instalments allowing the client to still be able to own a home and live comfortably.
If you have ever wanted to build your dream home from bottom-up and ever wondered how you could achieve that, we at Citi might be able to assist you to achieve that goal:
Microfinance loan is a banking service provided to low-income individuals who need instant money solutions to assist them on rainy days. Microfinance allows people to take on reasonable small loans safely and in a manner that is consistent with ethical lending practices. Loan will be approved provided the client provides us with the following documentation:
Tailored for permanently employed and self-employed individuals with a monthly or weekly repayment plan to meet their personal needs. Loan will be granted provided the client provides us with the following documentation:
For individuals that are self-employed (BUSINESS LOAN) we require the following documentation: